Use the break-even line as the reality check.
The payment can look manageable while the required utilization is not. Start by replacing the defaults with supplier quotes, your market pricing, staff time, consumables, and marketing costs.
Med spa planning
Med Spa Startup Cost Calculator
Estimate opening budget, monthly overhead, financing pressure, and break-even service volume for a new aesthetic practice.
Default assumptions
$125k-$350k for lean aesthetic launches before buildout variance
25-70 paid treatments per week in early operating models
Med spa planning
Med Spa Startup Cost Calculator
Revenue and operating assumptions
Launch budget
Decision snapshot
Monthly payment
$3,037$162,800 financed
Break-even volume
26.7/wk116 treatments per month
Net before tax
$9,881$40,950 monthly revenue
Payback period
18.7 mo$55,833 total interest
Conservative25 treatments/wk
-$1,095
Base case42 treatments/wk
$9,881
Aggressive57 treatments/wk
$19,566
12 mo 52.1%24 mo 116.2%36 mo 180.3%
- Equipment cost and service contract
- Price per treatment and package discounting
- Consumables, staff time, utilization, and ramp speed
Transparent assumptions
Defaults are starting points, not promises.
Equipment: $125k-$350k for lean aesthetic launches before buildout variance
Pricing: $150-$400 blended ticket across common services
Utilization: 25-70 paid treatments per week in early operating models
Financing: 5-7 year terms are common for larger equipment-heavy plans
Defaults are planning assumptions, not lender quotes or medical advice.
Replace rent, payroll, insurance, and device pricing with vendor quotes before buying.